The best travel credit card in 2025 depends on the traveler's needs, but the Chase Sapphire Preferred® Card is widely regarded as one of the best overall, especially for beginner travelers. It offers excellent rewards on travel and dining, strong travel protection benefits, and points that can be transferred to multiple airline and hotel partners. Its $95 annual fee is moderate compared to premium cards.
Other notable top travel cards include:
- The Platinum Card® from American Express: Best for premium travel perks and luxury experiences, with high rewards on flights and extensive benefits though it has a high annual fee.
- Capital One Venture Rewards Credit Card: Best for earning miles with flat-rate rewards and flexible redemption options.
- Wells Fargo Autograph Journey℠ Card: Best for uncapped point-earning, especially on hotels and airlines, with no foreign transaction fees.
- Chase Sapphire Reserve®: Best for bonus rewards and high-end travel perks, suitable for frequent travelers willing to pay a high annual fee.
For those seeking no annual fee cards, the Bank of America® Travel Rewards credit card offers ease of use with 1.5 points per dollar on all purchases without foreign transaction fees.
Overall, the Chase Sapphire Preferred® Card stands out as a balanced option for most travelers, offering strong rewards, flexible redemptions, and valuable travel protections with a reasonable annual fee.
