As of today, Thursday, September 21, 2023, the current interest rate for mortgages varies depending on the type of mortgage and the lender. Here are the current rates from some sources:
- Bankrate:
- 30-year fixed mortgage interest rate: 7.08%
- 30-year fixed refinance interest rate: 7.20%
- 15-year refinance interest rate: 6.57%
- 30-year fixed mortgage APR: 7.08%
- 30-year fixed refinance APR: 7.21%
- NerdWallet:
- 30-year fixed-rate mortgage APR: 6.818%
- 20-year fixed-rate mortgage APR: 6.760%
- 15-year fixed-rate mortgage APR: 6.092%
- U.S. Bank:
- 30-year fixed mortgage rate: 7.000%
- Conforming adjustable-rate mortgage (ARM) loans: 10/6 mo.
Its important to note that mortgage rates can change frequently and can vary depending on factors such as the borrower's credit score, down payment, and the lender's policies. It's best to check with multiple lenders to find the most competitive rates.