The limits for Zelle transactions vary depending on the bank or financial institution. Here are some examples of Zelle limits at different banks:
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Wells Fargo: They do not limit how much money you can receive with Zelle, but the sender may be subject to limits on how much they can send you, based on the policies of their financial institution.
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Ally: Instant transfers have a limit of $2,000, and scheduled transfers (up to 3 business days) have a limit of $5,000. The monthly limit is $10,000.
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Bank of America: The daily Zelle transfer limit is $3,500, and the monthly limit is $20,000.
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Capital One: The daily limit is $2,500, and the monthly limit is not disclosed.
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Chase: The limit is $5,000 per transaction, and the monthly limit is not disclosed.
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Citibank: For Citibank Account, Basic Account, and Access Account, the daily limit is $2,500, and the monthly limit is $15,000.
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Discover Bank: The daily limit is $600, and the monthly limit is not disclosed.
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Quontic Bank: The per transaction limit is $500, and the per day limit is $1,000. The monthly limit is not disclosed.
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TD Bank: For instant transfers, the daily limit is $1,000.
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U.S. Bank: Zelle limits apply to the amount you can send for each transaction (per day and per month) and include all outstanding payments. These limits cannot be changed and are in place for your safety.
Its important to note that these limits are subject to change and may vary based on the specific account and banking relationship. For the most accurate and up-to-date information, its recommended to contact your bank or financial institution directly to inquire about their specific sending and receiving limits through Zelle.
