what is the primary advantage of using a physical card instead of a digital wallet?

The primary advantage of using a physical card instead of a digital wallet is its reliability and universal acceptance. Physical cards do not depend on technology such as battery life, software, or connectivity to function, making them highly reliable in all situations. They are accepted almost everywhere, including merchants that may not support digital wallets, ensuring users can make purchases without compatibility concerns. Additionally, some users feel more secure with the tangible nature of a physical card, as it gives a sense of control over transactions. This makes physical cards indispensable especially in situations like travel, offline purchases, or ATM withdrawals where digital wallets might have limitations.