what is tricare for life

TRICARE For Life (TFL) is a health care program for military retirees who are eligible for Medicare and enrolled in both Medicare Part A and Part B, regardless of age or place of residence. TFL acts as a supplement to Medicare Part A and B, and it typically covers Medicare cost-sharing such as deductibles, coinsurances, and copayments. TFL may also pay when services are not covered by Medicare or when you have used up your Medicare benefits. TFL is not insurance, but a benefit program that pays medical expenses. There are no special enrollment procedures or TRICARE premium payments for TFL, and you do not pay a premium when you receive TFL?serv=128). If you have other health insurance, such as a Medicare supplement or an employer-sponsored health plan, you can use TRICARE For Life as long as you have both Medicare Parts A and B?serv=128). To be eligible for TFL, you must be eligible in the Defense Enrollment Eligibility Reporting System (DEERS) .