The highest credit score possible under current credit scoring models like FICO and VantageScore is 850. Scores range from 300 to 850, and reaching 850 is considered exceptional, although only about 1-2% of Americans achieve this perfect score. Scores above 800 are generally considered excellent, giving access to the best credit rates and terms. Older models that allowed scores up to 900 or higher are no longer in use today.
