Social Security checks are typically deposited according to the following schedule based on the recipient's birthdate:
- If your birthday is on the 1st to the 10th of the month, your payment is deposited on the second Wednesday of the month.
- If your birthday is on the 11th to the 20th, your payment is deposited on the third Wednesday of the month.
- If your birthday is after the 20th, your payment is deposited on the fourth Wednesday of the month.
For Social Security beneficiaries who started receiving benefits before May 1997, or those who receive both Social Security and Supplemental Security Income (SSI), payments may be deposited on the 3rd of each month or the 1st of the month for SSI. Payments are usually deposited at 12:01 a.m. on the scheduled payment date. Payments may be deposited earlier if the scheduled Wednesday falls on a federal holiday or weekend, in which case the payment is posted on the preceding non-holiday weekday.
