The Federal Reserve announces its interest rate decisions, including any rate cuts, at the conclusion of its Federal Open Market Committee (FOMC) meetings. These meetings occur eight times a year, approximately every six weeks. The next scheduled Fed interest rate announcement is on Wednesday, September 17, 2025, at 2:00 PM Eastern Time (6:00 PM UTC). On this date, the Fed is widely expected to announce the first interest rate cut of 2025, likely lowering the federal funds rate by 0.25 percentage points to a target range of 4.00% to 4.25%. This would be the first rate cut since December 2024, following a period without changes. This meeting will include a press conference by Fed Chair Jerome Powell, who will provide further insights on the economic outlook and policy decisions. Interest rate cuts are determined based on economic conditions, with the Fed adjusting rates to promote maximum employment and stable prices. The timing of future rate cuts depends on ongoing economic data, inflation trends, and labor market strength. The Fed does not operate on a fixed schedule for cuts but announces decisions during these FOMC meetings.
