You can borrow money fast from several reputable lenders that offer quick personal loans with same-day or next-day funding. Here are some top options:
- LightStream : Offers same-day funding for home repairs if you sign loan paperwork by 2:30 pm ET on a business day. Suitable for large loan amounts and long repayment terms
- SoFi : Provides same-day funding if you sign loan documents by 6 pm ET on a business day. Also offers interest rate discounts for automatic payments or creditor payments
- Rocket Loans : Same-day funding available if you sign by 4 pm ET on a business day, with flexible payment options
- Discover : Good for borrowers with credit scores 660 or higher; next-day funding available
- LendingClub : Next-day funding and options for debt consolidation with APR discounts
- Upstart : Next-day funding, good for those with limited credit history using AI-based underwriting
- Best Egg : Next-day funding for fair-credit borrowers (score around 600)
- Avant : Next-day funding for bad-credit borrowers (score 550+), with loans from $2,000 to $35,000 and a quick 3-step online application
- Minute Loan Center : Offers online loans with approval in minutes and instant funding, designed for fast cash needs without affecting credit score
- Money Mart : Provides quick loans with cash available in as little as 15 minutes up to 1-2 days, with easy online application and no credit score impact for eligibility check
- Wells Fargo : For existing customers (12+ months), often delivers funds same business day after approval
To get money fast, apply online or in person early in the business day, and be prepared with required documents. Approval and funding times can vary based on creditworthiness, lender policies, and your bank's processing times
. If you want a quick loan, choose a lender based on your credit profile and how fast you need the funds. For example, Avant and Upstart are good for lower or thin credit, while LightStream and SoFi suit borrowers with better credit and larger loan needs
. If you provide your location, I can help narrow down the best local options for fast borrowing.
