You can deposit cash for Navy Federal Credit Union in the following ways:
- Navy Federal ATMs: You can deposit cash directly at Navy Federal ATMs, which are located at most Navy Federal branches and other locations. Cash deposits made at these ATMs are available immediately for cash withdrawals, but funds for other uses typically become available by the second business day after the deposit
- CO-OP Network ATMs: Navy Federal members can also use participating CO-OP Network ATMs (found at credit unions and retail locations such as Walgreens and CVS) to make cash deposits. However, funds from deposits at CO-OP ATMs may not be available until the fifth business day after the deposit
- In-Person at Navy Federal Branches: You can deposit cash in person at Navy Federal branches during business hours. Branches are located on or near military bases as well as in other areas. Deposits made in person to a teller are generally available by the next business day
To find the nearest Navy Federal branch or ATM, you can use Navy Federal’s branch and ATM locator tools online
. For CO-OP ATMs, use the CO-OP Network ATM locator or text your location to 91989 for nearby surcharge-free ATMs
. If you do not have access to Navy Federal ATMs, some credit union ATMs in the shared network may accept deposits, but you should verify with Navy Federal’s app or website to confirm which ATMs accept deposits
. In summary, the best places to deposit cash for Navy Federal are Navy Federal ATMs, CO-OP Network ATMs, or directly at Navy Federal branches. Each option has different funds availability timelines to consider.
