You can get a cashier's check primarily from banks or credit unions. Here are the main options and steps:
- At your bank or credit union: If you have an account, visit a branch with your ID and the exact amount and payee information. The bank will draw the check on its own funds using your money. This is the most common way and usually requires a small fee (around $10–$25)
- At a branch of major banks (e.g., Wells Fargo, Chase): Even if you are not a customer, some banks may issue cashier's checks if you pay in cash. However, policies vary, so calling ahead is recommended
- Online or by phone through your bank: Some banks, especially online banks, allow you to order a cashier's check online or by phone, which is then mailed to you or the recipient. This takes longer than getting one in person
- If you don't have a bank account: You might need to open an account to get a cashier's check, as most banks only issue them to customers. Alternatively, a money order from places like grocery stores might be an option, but some payees do not accept money orders
In summary, your best bet is to visit your bank or a major bank branch in person with ID and funds, or order online if your bank supports it. If you are not a customer, call local banks to see if they can issue one for you with cash payment
