You can cash a check near you at several convenient locations and services:
- Walmart : Cash payroll, government, tax refund, cashier’s, insurance settlement, and 401(k) checks with a maximum fee of $4 for checks up to $1,000. Just bring your endorsed check and valid ID to the Money Service Center or Customer Service Desk. No registration or Walmart card needed
- ACE Cash Express : Cash many types of checks including payroll, personal, business, government, insurance settlement, and money orders. No bank account is needed, and they offer competitive fees. Bring your check and valid government-issued ID to a local ACE store for instant cash
- Regions Bank : Offers check cashing without needing a bank account, including handwritten, out-of-state, insurance, two-party, tax refunds, business, government, and payroll checks. Fees range from 1% to 4% of the check amount. You can also load funds to a Regions Now Card at no extra cost
- Kroger Money Services : Cash checks up to $5,000 at over 2,000 locations with no enrollment required. They accept payroll, government, tax refund, and insurance settlement checks (single party only). Many stores are open seven days a week, often from 8am to 8pm
- PayPal App : Cash a check online by taking photos of both sides of your endorsed check and choosing when to receive the money in your PayPal account
- Western Union : You can cash money orders at Western Union locations near you, which can be an alternative to cashing checks
To find the closest physical location, you can use store locators on the respective websites or apps for Walmart, ACE Cash Express, Kroger, or Western Union. Always bring your endorsed check and valid photo ID for check cashing transactions.
