A reason that is not a good reason to refinance a student loan is moving to a new home. This is unrelated to the loan terms or payments and does not affect the financial benefits or drawbacks of refinancing a student loan, so it is not a valid reason to refinance.
Good reasons to refinance a student loan typically include aiming to get a lower interest rate, simplifying multiple loans into one payment, lowering monthly payments by choosing a longer term, or improving loan terms if you have good credit. Conversely, reasons not to refinance include if you are close to paying off the loan, if you qualify for federal forgiveness programs, or if refinancing won't significantly lower your rate. But moving or unrelated life changes are not a good reason to refinance.