You can cash checks near you at several convenient locations and services:
- Walmart : Cash checks for a maximum fee of $4 on preprinted checks up to $1,000. Just bring your check and valid ID to a Walmart store
- ACE Cash Express : Cash most types of checks including payroll, government, personal, business, tax refund, and insurance settlement checks. No bank account needed. Bring your check and valid government-issued ID to one of their 750+ stores nationwide for instant cash. Fees vary by state
- Speedy Cash : Offers check cashing with no holding period, open evenings and weekends. Fees typically range from 2% to 2.5% of the check amount, with a minimum fee starting at $2. Bring your check and valid government ID to a nearby store for same-day cash
- PAYOMATIC : Cash many types of checks except personal checks, including payroll, tax refund, government, money orders, and insurance settlement checks. Fee is 2.20% as of January 2023. Bring photo ID and your check to a PAYOMATIC location for immediate cash
- Regions Bank : Cash checks without an account, including handwritten, out-of-state, government, payroll, and business checks. Fees range from 1% to 4% depending on the check type and amount. A valid ID is required
- Kroger Money Services : Cash checks up to $5,000 with no enrollment needed. Open seven days a week in many locations, including Sundays. Fees are low and discounts may apply with a Shopper’s Card. Bring your check and valid ID
- PayPal App : For online convenience, you can deposit and cash checks digitally using the PayPal mobile app without visiting a store
To cash a check, you generally need to bring the physical check and a valid government-issued photo ID. Fees and accepted check types vary by provider, so it’s best to check with the specific location near you.
