You can cash checks near you at various places including:
- Walmart : They offer check cashing services at their Money Services counters where you simply present your endorsed check to the cashier
- ACE Cash Express : With over 750 stores nationwide, ACE cashes many types of checks including payroll, personal, government, insurance, and business checks without needing a bank account. Just bring your valid government-issued ID. They offer quick service and competitive fees
- Regions Bank : You don’t need an account with Regions to cash checks there. They cash many types including handwritten, out-of-state, insurance, business, government, and payroll checks. Fees range from 1% to 4% of the check amount depending on the type
- Kroger Money Services : Kroger has over 2,000 Money Services locations where you can cash checks up to $5,000 with no enrollment needed. They accept payroll, government, tax refund, and insurance settlement checks. Many locations are open seven days a week
- CFSC : They cash payroll, government, stimulus, social security, unemployment, tax refund, and insurance checks without requiring a bank account. Just bring your check and photo ID
- PAYOMATIC : They cash printed and handwritten checks (except personal checks) including payroll, tax refund, government, money orders, and insurance settlement checks. You need a photo ID and can get cash immediately
- Other retailers and grocery stores : Many big box stores and grocery chains offer check cashing services for payroll, government, cashier’s, and insurance settlement checks. It’s best to call ahead to confirm fees, accepted check types, and ID requirements
In summary, you have multiple convenient options near you such as Walmart, ACE Cash Express, Regions Bank, Kroger, CFSC, and PAYOMATIC, all of which provide check cashing services without necessarily needing a bank account. Just bring your endorsed check and valid photo ID to cash your check quickly and securely
