Zelle was not reported to be down as of the latest live status check on August 27, 2025, with only some isolated user complaints about login or send/receive money errors. However, earlier this year in May 2025, Zelle experienced a temporary outage affecting some users due to a problem with a third-party provider, Fiserv, which has since been resolved. Users affected by that outage saw transactions marked as "payment pending" while the issue was addressed. Additionally, Zelle discontinued its standalone app on April 1, 2025, requiring users to access Zelle only through their bank's app or website for better security and oversight. If there are current issues, they tend to be sporadic and related to third-party services or user-specific problems rather than a full platform outage.