The bank in Borderlands 4 is called the Bank of Kairos and the first one you encounter is located in the region called The Howl. Specifically, it is in The Launchpad faction town within The Howl. The Bank building has radar dishes on top and is tied to the main campaign, so you will come across it naturally as you progress through the primary quest "Down and Outbound." You can also use your HUD to look for a bank locker icon that guides you to Bank locations. Besides The Howl, there are three other known Bank locations in Borderlands 4:
- Belton's Bore in The Low Leys, Terminus Range
- Carcadia in Ruined Sumplands, Carcadia Burn
- Launchpad in The Howl, Fadefields
The Bank acts as your account's storage chest where you can deposit weapons and gear to free up backpack space. You can deposit items anytime and withdraw them when accessing the Bank. Items stored in the Bank are shared across all your Vault Hunters on your account. To summarize:
- First Bank location: The Launchpad in The Howl region
- Found inside the building with radar dishes at Launchpad town
- HUD shows bank locker icon for navigation
- Additional Banks in Belton's Bore and Carcadia regions
- The Bank stores items across all characters on your account
This should help find and use the bank in Borderlands 4 effectively.