mutual funds offer an investment solution to investors who do not have the

Mutual funds offer an investment solution to investors who do not have large sums of money for investment, or who lack the time, expertise, or inclination to research and manage their own investments. By pooling money from many investors, mutual funds allow access to a diversified portfolio managed by professional fund managers. This provides benefits such as diversification, professional management, lower costs due to pooled transactions, and convenience for investors. The mutual fund structure enables even small investors to own a part of a large, diversified portfolio that includes stocks, bonds, and other securities, which they might not be able to achieve individually.