The best investments to consider right now in September 2025 vary by risk tolerance, investment horizon, and goals. Some top options include:
- Real estate investments such as direct rental property, SCPI funds (real estate investment companies), or real estate crowdfunding, offering varying levels of control, income, and risk (around 4.7% average return for SCPI).
- Private equity funds for high long-term potential returns (10%+ per year), but with capital lock-up of 7-10 years and risk of loss.
- Emission allowances (carbon quotas) as a new asset class combining investment with environmental impact, with a structural upward price trend due to supply constraints.
- Short-term options like savings accounts, fixed-income securities, AI and growth stocks, and cryptocurrencies. Notable growth stocks include Palantir, Amazon, Meta, with dividends from stocks like Philip Morris.
- Investment opportunities aligned with the current economic environment, including homebuilder stocks which may rebound if mortgage rates fall, intermediate-term bonds for income and diversification, international stocks benefiting from currency and valuation shifts, and industrial stocks tied to long-term trends like AI infrastructure and reshoring.
Here is a comparison by category for clarity:
Investment Type| Expected Return/Feature| Risk & Considerations| Time Horizon
---|---|---|---
Real Estate (SCPI, rental)| ~4.7% average returns, stable income| Management
needed for rentals; fees for SCPI| Medium to long term
Private Equity| 10%+ high long-term returns| Capital lock-up; risk of loss|
Long term (7-10 yrs)
Emission Allowances| Potential upward trend, eco impact| New asset, market
complexity| Medium to long term
Short-term Investments| Varied: savings low returns, stocks/crypto variable|
Volatility in equities, crypto; liquidity varies| Short term
Homebuilders Stocks| Potential rebound with rate cuts| Sensitive to mortgage
rates and housing market| Short to medium term
Intermediate-Term Bonds| Income and price appreciation potential| Interest
rate sensitivity| Medium term
International Stocks| Diversification, currency gains| Currency, geopolitical
risk| Medium to long term
Industrials Stocks| Benefit from AI, reshoring trends| Economic sensitivity|
Medium to long term
Based on the current market environment in late September 2025, diversifying across stable real estate or bonds, selective high-growth AI/international stocks, and emerging assets like emission allowances could offer a balanced approach for varied risk appetites.
