which repayment plan will you be placed on automatically unless you change it by contacting your servicer?

The repayment plan you will be placed on automatically unless you change it by contacting your loan servicer is the Standard Repayment Plan. This plan involves fixed payments over up to 10 years (or up to 30 years for consolidation loans) and serves as the default option if a borrower does not select a different repayment plan after finishing school and entering repayment.