When depositing cash, the funds are typically available immediately for use, especially if deposited in-person at a bank branch or ATM. If the deposit is made before the bank's cut-off time on a business day, the cash is usually accessible right away. For deposits made via ATM, availability can also be immediate, but it may depend on the bank's specific policies. In general:
- Cash deposits at the bank or ATM are available immediately or by the next business day.
- Business days exclude weekends and federal holidays.
- Deposits made after cut-off times or on non-business days will be processed the next business day.
Therefore, if depositing cash during regular business hours, the money will be available immediately or the same day, but if the deposit is made late or on weekends/holidays, availability may be delayed until the next business day.
